AIG United Guaranty

Quarterly e-Newsletter

Issue 1 • Spring 2007

Frequently
Asked Questions

With each newsletter, we will address the commonly asked questions received by our National Underwriting Centre and from our Account Executives, in order to better serve you. To provide you with the best possible service, we encourage your feedback on how we may improve our communications. This will help us outline all product and policy concerns more clearly. Please don’t hesitate to e-mail AIG United Guaranty with your suggestions at info@aigug.ca.

AIG United Guaranty
Mortgage Insurance
Company Canada

123 Front St W. Suite 909
Toronto, ON M5J 2M2
www.aigug.ca
1.877.AIGUGCA
(1.877.244.8422)

A Member Company of
American International Group, Inc.

CEO's CORNER

Andy Charles, President and CEO

Thank you for taking the time to read AIG United Guaranty's inaugural newsletter. Each quarter we'll provide you with insightful articles about the mortgage insurance market and share information about the latest developments at AIG United Guaranty. With a flurry of positive changes to mortgage insurance, AIG United Guaranty has become a catalyst of change, making it an exciting time in the mortgage market.

AIG United Guaranty is committed to providing mortgage professionals with more Innovation, Flexibility and Choice than ever before. Since 1963, American International Group Inc. (AIG) has established itself as an insurance leader within the Canadian market. AIG United Guaranty, a member company of AIG, now follows in its footsteps offering mortgage insurance with solutions-oriented underwriting and national account management teams. As our products and guidelines continue to evolve, our objective remains the same: To provide mortgage professionals with the tools to help their customers realize their dreams of homeownership.

We are dedicated to providing Canadians with mortgage insurance products and solutions that meet their diverse needs. As a partner, we welcome your feedback and encourage you to provide your suggestions on how we can improve your experience with AIG United Guaranty. Please bookmark this link to our contact section of our website.

We look forward to working with our current and future partners and thank you for choosing AIG United Guaranty.

Sincerely,

Andy Charles
President and CEO
AIG United Guaranty

	Partner Highlight
	FIRST NATIONAL FINANCIAL NOW OFFERS ENHANCED MORTGAGE CHOICES THROUGH AIG UNITED GUARANTY Mortgage professionals have asked for more choice and AIG United Guaranty proudly responds with the announcement that First National Financial will now offer AIG United Guaranty mortgage default insurance products. This relationship offers clients a new option for mortgage insurance as both companies strive to further implement a common vision of improved choice, flexibility and innovation for homebuyers.

	Subprime Lending Not an Issue for Canadian Market
	The term "subprime" has made many professionals affected by the U.S. mortgage market a little nervous. North of the border, investors and mortgage professionals are becoming increasingly concerned that these issues could soon affect the Canadian market. Is there reason to worry?

	Product Enhancements
	Having arrived at a pivotal time in the mortgage insurance market had its advantages. Mortgage professionals and homebuyers were ready for the changes AIG United Guaranty brought to the market and we continue to adapt to the changing needs of Canadian homebuyers.

	Upcoming Product Announcements
	Each quarter, Mortgage Insights will highlight AIG United Guaranty's product innovations and upcoming enhancements.

	"Don't Miss Out. Opt-in!"
	AIG United Guaranty introduces a simple way for mortgage professionals to receive valuable information directly to their e-mail accounts. Unlike unwanted junk mail and unnecessary spam, AIG United Guaranty's Opt-In process allows you to sign up to receive specific industry news and information that is relevant to you.

	LIFE LINKS Help you Navigate through Your Choices
	Life is a series of stages often accompanied by changing financial requirements and goals. As more choice becomes available to the consumer, so does more uncertainty. Information overload has resulted in a daunting home-buying experience and homebuyers have become confused by their options.

	Partner Testimonials
	We asked some of our lender and credit union partners why they chose to work with AIG United Guaranty and “Choice” was their most common response. Here is what else some of our partners are saying about AIG United Guaranty:

Employee Profile

Over the coming months, in an effort to acquaint our partners with their mortgage insurance underwriters here at AIG United Guaranty, Mortgage Insights will profile a member of our underwriting team. Knowing who we are and what we do will help our mortgage colleagues put a face to a voice the next time they submit an application to our National Underwriting Centre.

Aldo Aragon
Senior Underwriter

Donna Parissi
Account Executive